Took me about three minutes and I finally feel like the family side of things is handled.
Priya R.
Parent of two
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I'm self-employed so income protection was non-negotiable. The team explained it without the jargon.
Daniel O.
Freelance designer
"
Switched from my old provider and saved £14 a month for better cover. Wish I'd done it sooner.
Megan T.
Teacher
Good to know
Common questions, answered straight.
Do I need a medical?
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Often not — many policies are accepted on the basis of health questions alone. If a medical is needed, we'll tell you before you apply.
What's the difference between life cover and income protection?
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Life cover pays a lump sum if you die. Income protection pays you monthly if illness or injury stops you working. Most people benefit from both.
Can I cancel?
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Yes — at any time, with no penalty. Your cover stops at the end of the month you cancel.
Is my data safe?
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We only share details with the insurer you choose. Nothing is sold on — ever.
*Illustrative only. Premiums and cover amounts depend on your age, health, lifestyle, term and amount of cover, and vary by insurer. The "from £5/month" figure reflects entry-level pricing publicly advertised by major UK insurers such as Legal & General. Income protection benefit limits (typically 50–65% of gross earnings, paid tax-free) follow standard UK market practice. Always check the insurer's own policy documents before applying.