UK-based · FCA-style advice

Insurance,
finally sorted.

Life insurance and income protection built for real life. Two minutes to a quote, honest pricing, and a team that picks up the phone when it matters.

4.9 / 5 from 2,800+ households

Illustrative quote

£200,000

Level term life · 25 years

Example premiumfrom £5/mo*
Cover typeSingle or joint
IncludesTerminal illness
Build mine

Life Insurance

A lump sum for the people you love if the worst happens. Pay off the mortgage, cover school fees, replace your income — without forcing a fire sale.

  • Cover typically from £10k upwards
  • Premiums from around £5/month*
  • Terminal illness benefit included
  • Option to write in trust at no cost
Quote life cover

Income Protection

If illness or injury stops you working, a monthly benefit replaces part of your income — typically up to 65–70% of your gross salary, paid tax-free.

  • Pays a monthly, tax-free benefit
  • Available for employed & self-employed
  • Choose your waiting period (e.g. 4, 8, 13, 26 weeks)
  • Mental health conditions covered
Protect my income
How it works

Three steps. No paperwork mountain.

01

Tell us a bit

Two minutes of questions. Age, smoker status, how much cover you'd like. That's it.

02

See your quote

Real prices from leading UK insurers. Compare side-by-side, no pressure, no spam.

03

Cover starts

Sign digitally. Most policies start the same day — and you can adjust anything later.

Free quote · No credit check

Two minutes from now,
it could be sorted.

Tell us a little about you and we'll show you what cover costs — with zero obligation and no calls unless you want one.

Start my free quote

People who got sorted.

Rated 4.9 from 2,800+ reviews
"

Took me about three minutes and I finally feel like the family side of things is handled.

Priya R.

Parent of two

"

I'm self-employed so income protection was non-negotiable. The team explained it without the jargon.

Daniel O.

Freelance designer

"

Switched from my old provider and saved £14 a month for better cover. Wish I'd done it sooner.

Megan T.

Teacher

Good to know

Common questions, answered straight.

Do I need a medical?

+

Often not — many policies are accepted on the basis of health questions alone. If a medical is needed, we'll tell you before you apply.

What's the difference between life cover and income protection?

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Life cover pays a lump sum if you die. Income protection pays you monthly if illness or injury stops you working. Most people benefit from both.

Can I cancel?

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Yes — at any time, with no penalty. Your cover stops at the end of the month you cancel.

Is my data safe?

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We only share details with the insurer you choose. Nothing is sold on — ever.

*Illustrative only. Premiums and cover amounts depend on your age, health, lifestyle, term and amount of cover, and vary by insurer. The "from £5/month" figure reflects entry-level pricing publicly advertised by major UK insurers such as Legal & General. Income protection benefit limits (typically 50–65% of gross earnings, paid tax-free) follow standard UK market practice. Always check the insurer's own policy documents before applying.